Category Archives: Erika Travel Insurance and Finance

EF Education: Erika Travel Insurance / Efekta Insurance / Aetna Insurance

Originally posted on my blog Trygghetforutvekslingseleven. Please remember that Erika Insurance is part of the EF/Hult Empire and that there is a potential danger of a conflict of interest if a problem arises that EF is responsible for.

Erika Försäkringsab (publ) / Erika Travel Insurance and Finance

Erika Försäkringsab (publ) (Org.nr: 516401-8581: 1995): Stureplan 4, Sturegallerian 11A, 114 35 Stockholm / Box 55569, 102 04 Stockholm: Tel: 08-58793220: http://www.erikainsurance.com

  • Student Insurance Information (do’s and don’ts)
  • To find a doctor covered by Erika/Aetna
  • In case of medical emergency:
    • German, Swiss, Austrian or Dutch students should contact AXA Assistance – 1-800-847-3948
    • Italian students should contact Inter Partner Assistance – 1-800-472-6705
    • All other nationalities should contact Falck TravelCare – 1-800-871-9211
Health Claims/Appeals for the Aetna Student Health Travel Insurance-EF (Erika Insurance): Aetna, PO Box 14101, Lexington, KY 40512: Tel: (+1) 781 219 9100 / Fax: (+1) 441 296 0772
Remember that Erika Insurance and Aetna insurance are separate companies; however, Erika works with Aetna and Aetna is the name that healthcare providers will recognize!
  • Manager: Lars Anders Lundquist
    Chairman: Staffan Gunnar Ericsson
    CEO: Bill Erling Andreasson
    Board: Åsa Elisabeth Staffansdotter Blendow
    Board: Karin Maria Elisabeth Ström
    Board: Per Jonas Kjerfve
Erika reports to EF Cultural Tours AB. EF Cultural Tours reports to Universal Care S.a.r.l. Erika Travel Insurance is one of the daughter firms of EF and Bertil Hult’s empire.

EF has worked with Erika Insurance for 17 years – it’s our strong recommendation that all students have the Erika insurance while attending an EF school.

Erika is a tailor-made insurance including everything from medical, property, delay, interruption and liability coverage. (EF)

Hult International Business School

Subject to change. Insurance plans are provided by AETNA for US locations, Erika Medical insurance for London, Dubai, and Shanghai.

Erika insures the following EF programs:

  • Academic Year Abroad
  • Cultural Care – Au Pair
  • EF English First
  • EF High School Exchange Year
  • Language Courses Abroad

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Efekta Insurance International, Ltd.:

(Reg.no: 35879): Bermudiana Arcade – 3rd floor, 27 Queen Street, HM11 Hamilton Bermuda: Tel: +41.41 417 4500 / (+1) 441-296-9080 / Fax: +41.41 417 4671 / (+1) 441-296 0772: http://www.efektainsurance.com/

  • Tobias Sjöberg (Director of Operations)

Health Claims/Appeals for the Aetna Student Health Travel Insurance-EF (Erika Insurance): Aetna, PO Box 14101, Lexington, KY 40512: Tel: (+1) 781 219 9100 / Fax: (+1) 441 296 0772

Efekta’s policies are governed by Bermudian laws. Efekta has listed as their customers:

  • Go Ahead Tours
  • EF Educational Tours – US
  • EF Educational Tours – Canada
  • EF College Break and
  • EF College Study Tours

Emergency Assistance while on tour: AXA Assistance: Garmischer Str 10, D-80339 Munich, Germany: Tel: (+49) 89 500 704 849 (24 hrs) / +1 (800) 847 3948 (24 hrs toll-free, USA and Canada) / Fax: (+49) 89 500 70 394: E-mail: efekta@axa-assistance.de

Efekta Group, Inc (Reg.no.DE: 4838748 – Jun 23, 2010 – Domestic)

  • Efekta Group, Inc (Reg.no.MA: 001031180 – Jun 24, 2010 – Foreign)
    One Education St, Cambridge MA 02141
  • Martha Dolye (President), Bruce Strong (Treasurer/Secretary), Rosa Gyllenhaal (Director), Susanna Pesteny (Director)

Efekta International Language Schools, Inc. (Reg.no.MA: 043078199 – 1989 – Domestic): 1 Memorial Dr., Cambridge, MA 02142

  • Peter Nilsson (President), Robert Tejme (Secretary)

Efekta Institute, Inc. (Reg.no.DE: 043414628 – 1998 – Domestic)

  • (Reg.no.MA: 043414628 – 1999 – Foreign): One Education Street
    Cambridge, MA 02141
  • (Reg.no.FL: F00000007136 – 2000 – Foreign): One Education Street
    Cambridge, MA 02141
  • Jens Appelkvist (Director/President/PD), Louise Hellestam (Director), Rosa Gyllenhaal (Secretary/Treasurer)

Efekta Schools, Inc. (Reg.no.MA: 043337221 – 1996 – Domestic): One Education St.
Cambridge, MA 02141

  • Colorado: 17 Chateau Ln, Avon, CO 81620-0000
  • (Reg.no.CA: C1995267 – 1996 – Foreign): 2710 Gateway Oaks Dr Ste 150n, Sacramento, CA 95833: Lawyers Incorporating Service
  • Jens Appelkvist (Director/President), Louise Hellestam (Director), Rosa Gyllenhaal (Secretary/Treasurer)

Efekta Academy, Inc. (Reg.no.DE: 5366655 – 2013 – Domestic)

Efekta House, Inc. (Reg.no.DE: 4838749 – 2010 – Domestic)

  • (Reg.no.MA: 001031175 – 2010 – Foreign)
  • Martha H. Doyle (President), Rosa Gyllenhaal (Director), Bruce Strong (Treasurer)

Efekta Cabrillo, Inc. (Reg.no.DE: 5593695 – 2014 – Domestic)

  • (Reg.no.CA: C3708223 – 2014 – Foreign): 2710 Gateway Oaks Dr Ste 150n, Sacramento CA 95833
  • Lawyers Incorporating Service

Efekta IA, Inc.

  • (Reg.no.NY: 4440109 – 2013 – Foreign): One Education Street
    Cambridge, MA 02141

Reviews:


Aetna Life Insurance Company

All Erika Travel Insurance Claims while in the USA/Canada, regardless of nationality. Health Claims/Appeals for the *Aetna Student Health Travel Insurance-EF (Erika Insurance): Aetna, PO Box 14101, Lexington, KY 40512: Tel: (+1) 781 219 9100 (business hrs) / 800-783-7447 (toll-free in USA and Canada) / Fax: (+1) 859-280-1269 / Fax: (+1) 441 296 0772: erika@aetna.com – https://www.aetnastudenthealth.com

Aetna Student Health Agency, Inc. : (Reg.no.MA: 042708160 – 1980 – Domestic)

Principal address: One Charles Park, Cambridge MA 02142 / 1010 Commonwealth Ave,
Boston MA 02215-1201
Mailing address: 151 Farmington Ave., Hartford CT 06156-0001, USA: Tel: +1 (860) 636 4460 / Fax: +1 (860) 636 2303 / 111 Eight Ave, New York New York 10011

Officers: Chekesha C. Kidd (CEO/President/Director), Scott Albert Champagne (President/Director), Maryellen Pease (Chief Financial Officer/Vice President), Alfred Paul Quirk (Treasurer), Jerry John Bellizzi (Secretary), Edward C. Lee (Secretary), Valerie B. Sideris (Assistant Secretary), Jan Penney (Controller)


AXA Assistance Deutschland GmbH

All emergencies, and all claims (except claims while in USA/Canada) for travelers from Austria, Belgium, Germany, France, Netherlands, Switzerland, Luxemburg, Hungary, Poland, Czech Republic while in the USA/Canada are handled by:

*Aetna Student Health
c/o IPAS GmbH, Grosse Scharrnstr. 36, D-15230 Frankfurt/Oder, Germany

AXA Assistance, Asia
All emergencies, and all claims except while in USA/Canada (= Chickering*), for travelers from Asia except Japan and Korea.
4-08 Amoda Building, 22 Jalan Imbi, 55100 Kuala Lumpur, Malaysia: Tel: (+60) 3-205 357 57 (24 hrs) / Fax: (+60) 3-214 589 89 / Email: erika@axa-assistance.com.my

Inter Partner Assistance S.A., Italy

All emergencies, and claims for travelers from Italy, except for claims while in USA/Canada which are handled by Aetna Student Health for long-term students.
Via Bernardino Alimena 111, I-00173 (RM) Roma, Italy: Tel: (+39) 06-42115 551 (24 hrs) / 1 800 472 6705 (toll-free in US/CA) / Fax: (+39) 06-42115 243 / Email: servizio.erikaef@ip-assistance.com

Falck Travel Care

All emergencies, and claims except for claims while in USA/Canada for travelers from Scandinavia, Latin America, North America, Asia and all other nationalites not specified elsewhere. Claims while the USA/Canada are handled by Aetna Student Health.
P.O. Box 44024, SE-100 73 Stockholm, Sweden: Tel: (+46) 8-501 001 60 (24 hrs) / 800-871 9211 (24 hrs toll-free in USA and Canada) / Fax: (+46) 8-505 939 13 / Email: erika@falcktravelcare.com

*Chickering Claims Administrators, Inc.

Chickering Claims Administrators, Inc. operates as a subsidiary of Aetna Health Holdings, LLC.: 25 First Street, Cambridge MA 02141, United States / : Telephone: 617-679-9768, Founded 1991,  Frederick H Chicos, president

Chickering Claims Administrators, Inc.: P.O. Box 15708, Boston, MA 02215 / 1 Charles Park, Cambridge, MA 02142-1254: Medical Providers Call: +1 (866) 639-1334 [Toll Free] / Insureds Call:  +1(888) 308-7320 [Toll Free] / +1 (817) 809-4700 [DFW Metroplex] / +1 (817) 479-2155 [Fax].

Call anytime (United States only). Nurses are available 24-hours a day. To reach a nurse, call 1-800-556-1555. TDD for hearing and speech-impaired people only: 1-800-270-238, (619)298-7575 / Email: erikasvc@chickering.com / Website: http://www.chickering.com takes you to Aetna Student Health

Officers (see Aetna’s): Katharine Begley (President), Alfred Quirk (Treasurer), Edward Lee (Secretary), Maryellen Pease (CFO), Jan Penney (Controller), Katharine Begley (Director)

Articles and reviews:

2004: «Since the divestment of third party business in 2003, there has been a significant increase in the credit and liquidity risk associated with Erika as it cedes 85% of the gross premiums written to Efekta, (EF’s reinsurance captive based in Bermuda). Credit and liquidity risk is further exacerbated by a non-callable loan arrangement between Efekta and an EF group subsidiary.»

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